Money worries go hand-in-hand with reduced mental health and wellbeing. And while it’s devastating for the people going through it, your business can also suffer. If you have an employee who’s in trouble, there’s a high chance that they’ll struggle to focus on their work, make mistakes, or miss their targets. So, how do you spot an employee in trouble? Signs of financial stress Money worries keep people awake at night—literally. Extreme fatigue during work is the most common visible symptom, with reduced cognitive ability making concentration and decision-making difficult. The stress keeps employees off work, too. In a 2017 CIPD report, 8% of surveyed UK workers admitted to absenteeism, which works out to an estimated 17.5 million lost working hours—a staggering £120.7 billion hit to the UK economy. So, it’s in both you and your business’s best interests to support any staff member who has a money problem. But, like mental health issues, a social barrier often stops employees asking for help or telling someone that they’re struggling. What can employers do? Many employers use an Employee Assistance Programme (EAP). It’s a confidential outlet that can help employees out of their financial hole. EAPs combine in-person, online and over-the-phone support services like debt counselling and financial advice. If you decide to use an EAP for your business, make sure you keep reminding your employees about the available support and how it will help them. Also, think about offering lines of credit, advice on how to manage money or workplace financial education. Such classes focus on making the most of existing income through better money management and savings plans.